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May Foreclosure Filings Down Again

Posted on June 28th, 2011

May 2011 foreclosure numbers are in and overall activity (defaults, auctions and REOs) dropped 2% from April and 33% from May 2010.

The total number of foreclosure filings has dropped steadily over the past 6 months, with 16 straight months of year-over-year declines in new default filings, but the inventory of unsold bank-owned REOs increased in April and May, even as new REO filings slowed in both months. Bottom line… even though REOs are dropping, banks are not selling them as fast as they are taking them in.

New default filings dropped 7% in May from April and dropped 39% from May 2010. May was the lowest number of monthly default filings since December 2006… a 53-month low.

New foreclosure auctions (trustee and sheriff sales) increased 3% in May from April and dropped 33% from May 2010. May was the first monthly increase after a 8 month decrease in new foreclosure auction filings.

Bank foreclosures (REOs) dropped 4% in May from April and dropped 29% from May 2010. Since October 2010, REO activity has  had 5 monthly decreases and 3 monthly  increases.

Top Foreclosure States: Nevada, Arizona, California 

Nevada posted  the nation’s highest state foreclosure rate for the 53rd straight  month in May. Nevada REOs in May were down 21% from the  record high in April, while default filings were up 8% from  the previous month and scheduled auctions were down 1% from April.

Scheduled auctions  in Arizona increased 4% in May from April. Arizona REO activity in May was down 8% from April but virtually unchanged from May 2010.

California posted the nation’s third highest state  foreclosure rate. Scheduled auctions  in California increased 16% from April, while  default filings were down 16% and REOs decreased  25% from April.

Other states with  foreclosure rates ranking among the top 10 were Michigan, Utah, Georgia,  Idaho, Florida,  Illinois and Colorado. 

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    Tags: Filings, Foreclosure Filings
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